Divvy Time · Help

What the break bank is

The break bank is a running balance of break time you’ve earned but haven’t used. Every minute you work adds to it at the rate your ratio defines. When you take a break, the app deducts what you use.

The bank never resets on its own. Unused break carries forward within a session, between sessions, and across days — indefinitely. There’s no “use it or lose it.”

How it accumulates

Break time accrues continuously while you’re working. With a 1:3 ratio, every 3 minutes of work adds 1 minute to your bank. The accumulation is continuous — you don’t need to complete a full work block to earn partial break time.

Taking a break

When you tap Take break, the app starts drawing from your bank. The bank won’t go below zero — if you take more break than you’ve earned, you simply spend down to zero. You can still take a break with an empty bank; you just won’t be adding to the balance.

Unused break from a break segment carries over when you resume work. You’re never penalised for cutting a break short.

What the app shows

The break bank balance is visible in different forms depending on your current state:

  • While working — shows your current break balance (what you’ve earned and haven’t spent)
  • During a break — shows remaining break time in your bank
  • While idle — shows your saved balance from the last session

Resetting the bank

The only way to zero your break bank is Big Break. This is a deliberate reset — use it when you’re genuinely done for the day and want to start fresh. It requires confirmation because it’s irreversible.

Ending a session normally or via Interruption preserves your bank balance.

FAQ

Can I see my total accumulated break time?

Yes. The bank balance is shown on the main screen whenever you’re idle or working.

Does my bank balance affect my Insights?

Yes — the break balance metric in Insights shows whether you typically spend close to what you earn (80–120% is considered balanced). A persistently large bank might suggest your ratio earns break faster than you use it.

What happens to my bank if I change my ratio?

Your existing balance is unaffected. The new ratio only applies to work you do after the change.